What is the UPI Transaction Limit and How Does it Affect Your Digital Payments?
The UPI transaction limit is the maximum amount of money that can be transferred in a single transaction through UPI. The limit varies by bank and account type, with daily and per-transaction limits imposed. It is essential to be aware of these limits, as they can affect your digital payments. If you need to transfer a large amount, you may need to split the payment or choose an alternative payment method.
UPI Transaction and Transaction ID: How to Make Safe and Secure Payments Online
UPI transaction and transaction ID are two crucial elements that ensure safe and secure payments online. UPI is a popular digital payment method that enables instant transfer of funds between bank accounts using a unique UPI ID. The transaction ID, on the other hand, is a unique identifier that confirms the completion of a transaction. To make safe and secure payments online using UPI, it is important to ensure that you are using a secure and reliable UPI app, protecting your UPI PIN, and verifying the transaction details before making a payment.
What is the UPI Daily Transaction Limit?
The UPI daily transaction limit refers to the maximum amount of money that can be transferred through UPI in a day. The limit can vary depending on the bank and the type of account. It is important to be aware of the UPI daily transaction limit as it can impact your digital payments, and you may need to split payments or use an alternative method for larger transactions.
Paytm UPI Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| Paytm | Rs. 1,00,000 | Rs. 20,000 | Rs. 5,000 | 20 times per day |
The Paytm UPI transaction limit allows a daily transaction limit of Rs. 1 Lakh with a maximum transaction limit of Rs. 20,000. Users can request a maximum amount of Rs. 5,000 per transaction from others and make up to 20 requests in a single day.
Kotak Mahindra Bank UPI Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| Kotak Mahindra Bank | Rs. 1,00,000 | Rs. 1,00,000 | Rs. 10,000 | 10 times per day |
Kotak Mahindra Bank allows up to Rs.1 Lakh daily UPI transaction limit, with a maximum transaction limit of Rs.1 Lakh. Users can request up to Rs.10,000 per transaction, with a maximum of 10 requests per day.
UCO Bank UPI Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| UCO Bank | Rs. 1,00,000 | Rs. 1,00,000 | Rs. 5,000 | 10 times per day |
The UPI transaction limit for UCO Bank is up to Rs.1 Lakh per day with a maximum of 10 transactions. Users can request a maximum amount of Rs.5,000 per transaction from others, with a limit of 10 requests per day.
Axis Bank UPI Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| Axis Bank | Rs. 1,00,000 | Rs. 1,00,000 | Rs. 5,000 | 20 times per day |
The UPI transaction limit for Axis Bank is up to Rs. 1 Lakh per day with a maximum of 20 transactions. Users can request a maximum amount of Rs. 5,000 per transaction from others, with a request limit frequency of 20 times per day.
Yes Bank UPI Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| Yes Bank | Rs. 1,00,000 | Rs. 1,00,000 | Rs. 10,000 | 20 times per day |
Yes Bank allows daily UPI transactions up to Rs.1 Lakh with a maximum transaction limit of Rs.1 Lakh. The bank also enables users to request a maximum amount of Rs.10,000 per transaction with a request limit frequency of 20 times per day.
Union Bank UPI Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| Union Bank | Rs. 1,00,000 | Rs. 1,00,000 | Rs. 5,000 | 10 times per day |
The UPI transaction limit for Union Bank is up to Rs.1 Lakh per day with a maximum of 10 transactions. Users can request a maximum amount of Rs.5,000 per transaction from others, with a frequency limit of 10 times per day.
Airtel Payments Bank UPI Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| Airtel Payments Bank | Rs. 1,00,000 | Rs. 1,00,000 | Rs. 5,000 | 10 times per day |
The UPI transaction limit for Airtel Payments Bank is up to Rs.1 Lakh per day with a maximum of 10 transactions. Users can request a maximum amount of Rs.5,000 per transaction from others, with a limit of 10 requests per day.
Central Bank of India UPI Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| Central Bank of India | Rs. 1,00,000 | Rs. 1,00,000 | Rs. 2,000 | 10 times per day |
The UPI transaction limit for Central Bank of India is up to Rs.1 Lakh per day with a maximum of 10 transactions. Users can request a maximum amount of Rs.2,000 per transaction from others, with no limit on the number of requests that can be made in a single day.
Bank of India UPI Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| BOI | Rs. 1,00,000 | Rs. 1,00,000 | Rs. 5,000 | 10 times per day |
Bank of India allows up to Rs. 1 Lakh daily UPI transaction limit with a maximum of 10 transactions. The bank also sets a maximum request limit of Rs. 5,000 per transaction with a frequency of 10 times per day.
Federal Bank UPI Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| Federal Bank | Rs. 1,00,000 | Rs. 1,00,000 | Rs. 5,000 | 10 times per day |
The UPI transaction limit for Federal Bank is up to Rs.1 Lakh per day with a maximum of 10 transactions. Users can request a maximum amount of Rs.5,000 per transaction from others, with a limit of 10 requests per day.
UPI Lite Transaction Limit:
| Institution | Daily Transaction Limit | Maximum Transaction Limit | Maximum Request Limit | Request Limit Frequency |
| UPI Lite (for certain banks) | Rs. 2,000 | Rs. 200 | Not applicable | Not applicable |
The UPI Lite transaction limit is only applicable for certain banks and it has a maximum transaction limit of Rs. 200 per transaction and a total daily transaction limit of Rs. 2,000. There is no limit on the number of requests that can be made in a single day and no maximum request limit.
Kindly Note:
The transaction and request limits may vary based on factors such as the bank account type, transaction history, and other security checks. It is always advisable to check with the respective bank or payment app for the latest and most accurate information.
FAQ’s
1. How to check UPI transaction limit?
There are two ways to check your UPI transaction limit:
- Through your bank’s website or app: Most banks allow you to check your UPI transaction limit through their website or app. To do this, log in to your bank account and go to the UPI section.
- Through the UPI app: You can also check your UPI transaction limit through the UPI app that you use. To do this, open the app and go to the Settings section. Under UPI, you will see your daily and monthly transaction limits.
2. How to increase UPI limit in UCO Bank?
To increase your UPI limit in UCO Bank, you can follow these steps:
- Visit the UCO Bank website or app.
- Log in to your account.
- Go to the UPI section.
- Click on Increase UPI Limit.
- Enter the amount you want to increase your limit to.
- Click on Submit.
UCO Bank will review your request and let you know if your limit has increased.
3. What is UPI transaction ID?
A UPI transaction ID is a unique identifier generated for each UPI transaction. It is a 12-digit number used to track and identify UPI transactions.
The UPI transaction ID can be used to:
- Track the status of a UPI transaction.
- Dispute a UPI transaction.
- Get help from your bank if you have any problems with a UPI transaction.
4. What is the maximum limit of UPI?
The maximum limit of UPI is INR 1 lakh for a single transaction, INR 5 lakh for a day, and INR 20 lakh for a month. However, individual banks may have lower limits for UPI transactions.
5. How much maximum amount can be transferred through Paytm?
The maximum amount that can be transferred through Paytm is INR 1 lakh for a single transaction, INR 5 lakh for a day, and INR 20 lakh for a month. However, individual banks may have lower limits for UPI transactions through Paytm.
