In today’s digital era, where convenience and speed are paramount, the Life Insurance Corporation of India (LIC) has embraced the trend by introducing online payment options for policyholders. Gone are the days of standing in long queues or sending checks through the mail. With LIC’s online payment facility, policyholders can effortlessly pay their premiums from the comfort of their homes or on the go. This article explores the various payment methods, step-by-step instructions on how to pay LIC premiums online, and the benefits of using the LIC online payment app.

Methods of Payment:

LIC offers multiple payment methods to cater to its policyholders’ diverse needs. Here are the primary methods:

  1. Debit/Credit Card: Policyholders can conveniently pay their premiums using any valid debit or credit card. The process is secure and ensures real-time payment confirmation.
  2. Net Banking: LIC has partnered with various banks to enable policyholders to make premium payments through their net banking accounts. This method allows for direct funds transfer from the bank account to LIC, making it a quick and hassle-free option.
  3. UPI (Unified Payments Interface): LIC’s integration with UPI platforms allows policyholders to make premium payments using UPI-enabled apps. UPI is a secure and fast payment system that eliminates the need to enter bank details whenever a payment is made.

How to Pay LIC Premium Payment Online:

Paying LIC premiums online is a simple and user-friendly process. Follow these steps to make your payment conveniently:

  1. Visit the LIC official website: Start by visiting the LIC website ( and navigate to the online premium payment section.
  2. Provide policy details: Enter your policy number and other relevant details to retrieve your premium amount.
  3. Select payment method: Choose your preferred payment method from the available options, such as debit/credit card, net banking, or UPI.
  4. Enter payment details: Provide the necessary payment details, such as card number or bank account details, depending on the chosen payment method.
  5. Confirm payment: Double-check the details and click the “Confirm Payment” button to initiate the transaction.
  6. Verify payment confirmation: A confirmation message will be displayed on the screen once the payment is processed. An email or SMS notification will also be sent to the registered email address or mobile number.

Process of Using LIC Online Payment App:

LIC also offers a dedicated mobile application for policyholders to pay their premiums conveniently. Here’s a step-by-step guide to using the LIC online payment app:

  • Download and install the app: Visit the Google Play Store (for Android users) or the App Store (for iOS users) to download and install the LIC mobile app.
  • Register or log in: Open the app and complete the registration process if you are a new user. Existing users can log in using their credentials.
  • Add policy details: After logging in, add your LIC policy details, such as policy number, premium amount, and due date.
  • Choose payment method: Select your preferred payment method, such as debit/credit card, net banking, or UPI.
  • Enter payment details: Provide the necessary payment details as prompted by the app, ensuring the accuracy of the information entered.
  • Confirm and complete payment: Verify the payment details and tap the “Confirm” button to initiate the payment. Wait for the payment confirmation screen to appear.


LIC’s online payment facility has revolutionized the premium payment process for policyholders, offering convenience, speed, and security. With multiple payment methods, including debit/credit cards, net banking, and UPI, policyholders can choose the best option. The user-friendly process of paying premiums online, whether through the LIC website or the dedicated mobile app, ensures a seamless experience. Embracing technology and simplifying the payment process, LIC has empowered policyholders to fulfil their obligations conveniently and on time. By leveraging LIC’s online payment facility, policyholders can focus on securing their future without hassle or inconvenience.


1. How to make LIC payments online?

To make a LIC payment online, visit the official LIC website, select the online payment option, enter your policy details, and choose your preferred payment method to complete the transaction.

2. How to do online payment of LIC premium?

To do an online payment of LIC premium, go to the LIC website, navigate to the premium payment section, enter your policy details, select the online payment option, and follow the prompts to complete the payment using your preferred mode.

3. How to make payment of LIC premium online?

To pay LIC premium online, log in to the official LIC website, go to the premium payment section, enter your policy details, choose the online payment option, and proceed with the preferred payment method to finalize the transaction.

4. How to change the mode of payment LIC policy online?

To change the mode of payment for your LIC policy online, visit the official LIC website, access your policy details, navigate to the payment section, choose the option to modify the payment mode, and follow the instructions to make the desired changes.


The author writes about fintech, banking, and future of SAAS services. He works as an SEO analyst at Easebuzz, so if you're looking for an account that tracks India's fintech scene, you should check out his Easebuzz blog.