Is there any Google Pay Transaction Limit guide?

Using our Google Pay guide, we’ll explain how your bank, Google Pay wallet, and UPI application can affect the amount you can send and receive using Google Pay daily, weekly, and monthly.

Google Pay UPI App transaction limit per day and month?

Here’s what Google Pay transactions limit per day –

Google Pay Transaction Limit
Daily transfer Limit 1,00,000 Rupees.
Daily transaction limit 10 transactions across all UPI apps.
Daily maximum amount request 2000 rupees.
  1. Transferring 1,00,000 rupees in a single day across all UPI apps is the maximum.
  2. There is a 10-time limit per day for sending money across all UPI apps.
  3. You can request up to 2000 rupees through Google App.

A Google Pay transaction limit of 5 lakhs is also available for IPO (Initial Public Offerings) and RDSs (Retail Direct Schemes), according to the National Payments Corporation of India (NPCI).

UPI money transfer limit?

A UPI transaction is currently limited to 2,00,000 rupees by NPCI (National Payments Corporation of India.

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ALL Indian banks’ transaction limits on Google Pay UPI App

Sr No. UPI Transaction by Indian Bank UPI Transaction Limit in India UPI Daily Limit by Bank
1 Aditya Birla Idea Payments Bank 100000 100000
2 Airtel Payments Bank 1,00,000 1,00,000
3 Allahabad Bank 25000 100000
4 Allahabad UP Gramin Bank 20000 40000
5 Andhra Bank 100000 100000
6 Andhra Pradesh Grameena Vikas Bank 25000 100000
7 Apna Sahakari Bank 100000 100000
8 Assam Gramin VIkash Bank 5000 25000
9 Axis Bank 100000 100000
10 Bandhan Bank 100000 100000
11 Bank Of Baroda (BOB) 25000 Not set
12 Bank of India (BOI) 10000 100000
13 Bank of Maharashtra 100000 100000
14 Baroda Gujarat Gramin Bank 25000 Not set
15 Baroda Rajasthan Kshetriya Gramin Bank 25000 25000
16 Baroda Uttar Pradesh Gramin Bank 25000 25000
17 Canara Bank 10000 25000
18 Central Bank of India 25000 50000
19 Chaitanya Godavari Grameena Bank 25000 100000
20 Chhattisgarh Rajya Gramin Bank 25000 100000
21 Citibank Retail 100000 100000
22 City Union Bank 100000 100000
24 Corporation Bank 50000 100000
25 DBS Digi Bank 100000 100000
26 DCB Bank 5000 5000
27 Dena Bank 100000 100000
28 Dena Gujarat Gramin Bank NA (Merged)
29 Deutsche Bank AG (Web Collect) NA
30 Dhanlaxmi Bank Ltd 100000 100000
31 Dombivali Nagrik Sahakari Bank 100000 100000
32 Equitas Small Finance Bank 25000 100000
33 ESAF Small Finance Bank 100000 100000
34 Federal Bank 100000 100000
35 FINO Payments Bank 100000 100000
36 G P Parsik Bank 100000 100000
37 HDFC Bank 100000
(RS 5000 for new customer)
38 Himachal Pradesh Gramin Bank 50000 50000
39 HSBC Bank 100000 100000
40 Hutatma Sahakari Bank Ltd 100000 No limit
41 ICICI Bank 10000
(25000 for Google Pay users)
(25000 for Google Pay users)
42 IDBI Bank 25000 50000
43 IDFC Bank 100000 100000
44 India Post Payment Bank 25000 50000
45 Indian Bank 100000 100000
46 Indian Overseas Bank 10000 20000
47 IndusInd Bank 100000 100000
48 J&K Grameen Bank 20000 20000
49 Jalgaona Janata Sahkari Bank 100000 100000
50 Jammu & Kashmir Bank 20000 20000
51 Jana Small Finance Bank 10000 40000
52 Janta Sahakari Bank Pune 100000 100000
53 Jio Payments Bank 100000 100000
54 Karnataka Bank 100000 200000
55 Karnataka Vikas Grameena Bank 25000 25000
56 Karur Vysaya Bank 100000 100000
57 Kashi Gomti Samyut Gramin Bank 100000 100000
58 Kaveri Grameena Bank 25000 25000
59 Kerala Gramin Bank 20000 20000
60 Kotak Mahindra Bank 100000 100000
61 Langpi Dehangi Rural Bank 10000 100000
62 Madhya Bihar Gramin Bank 25000 100000
63 Maharashtra Grameen Bank 25000 100000
64 Manipur Rural Bank 10000 10000
65 Meghalaya Rural Bank 100000 100000
66 Mizoram Rural Bank 25000 100000
67 Oriental Bank of Commerce 100000 100000
68 Paschim Banga Gramin Bank 5000 25000
69 Paytm Payments Bank 100000 100000
70 Pragathi Krishna Gramin Bank 20000 20000
71 Prathama Bank 10000 50000
72 Punjab and Sind Bank 10000 10000
73 Punjab Gramin Bank 10000 25000
74 Punjab National Bank 25000 50000
75 Purvanchal Bank 25000 100000
76 Rajasthan Marudhara Gramin Bank 25000 25000
77 Rajkot Nagari Sahakari Bank Ltd 100000 100000
78 Sarva Haryana Gramin Bank 50000 100000
79 Sarva UP Gramin Bank 50000 100000
80 Saurashtra Gramin Bank 20000 100000
81 Shree Kadi Nagarik Sahakari Bank Ltd 100000 100000
82 South Indian Bank 100000 100000
83 Standard Chartered 100000 100000
84 State Bank of India 100000 100000
85 Suco Souharda Sahakari Bank 100000 100000
86 Suryoday Small Finance Bank Ltd 100000 100000
87 Suvarnayug Sahakari Bank Ltd 100000 100000
88 Syndicate Bank 10000 100000
89 Tamilnadu Mercantile Bank 20000 100000
90 Telangana Gramin Bank 25000 100000
91 Thane Bharat Sahakari Bank 100000 100000
92 The Kalyan Janta Sahkari Bank 100000 100000
93 The Lakshmi Vilas Bank Limited 100000 100000
94 The Malad Sahakari Bank Ltd 10000 50000
95 The Nainital Bank Ltd 20000 40000
96 The Ratnakar Bank Limited 25000 25000
97 The Thane Janta Sahakari Bank Ltd (TJSB) 100000 100000
98 The Vishweshwar Sahakari Bank Ltd 100000 100000
99 Tripura Gramin Bank 10000 10000
100 UCO Bank 100000 100000
101 Union Bank of India 100000 200000
102 United Bank of India 25000 60000
103 Uttarakhand Gramin Bank 25000 100000
104 Vijaya Bank 25000 50000
105 YES Bank 100000 100000

Click here to complete details about remaining Indian UPI bank transaction limits and how they operate.

Google Pay Transfer Limit – How to increase it?

Many businesses will find it challenging to accept multiple payments throughout a day due to the maximum GPay per day limit. A merchant would be required to accept payments in massive amounts. Google Pay merchant transactions are not limited by the daily limit of transactions per day, so there is no limit to the number of transactions per day.

Two methods will help to increase your GPay limit per day directly through Google.

  1. A Google Pay representative can assist you in extending your GPay daily limit if you reach out to them. They will take the necessary steps and inform you.
  2. The second step is to respond to the warning email when you reach the daily limit of GPay, given that you have opted to receive payment-related emails. You can request to raise the GPay daily limit by replying to this warning email. Your GPay per day limit will increase once Google approves your request.

What are the Steps to go beyond the Google Pay transaction limit?

A merchant has to accept payments and transfer funds multiple times a day, and the maximum transaction limit in Google Pay can be a barrier.

Google Pay does not have a transaction limit for peer-to-peer transactions. Customers who wish to pay a merchant more than once are free to do so. Customers can also make as many transactions as they want to.

Paying with UPI has become a preferred payment method for businesses as it has grown in popularity. With a payment gateway like Easebuzz, you can easily accept and disburse UPI payments.

There was a 7.7% increase in UPI transactions in India from 678 crores to 730 crores, and the total value reached over Rupees 12.11 lakh crore in October 2022. UPI platforms such as Gpay and Phonepe currently dominate the market with approx. 80% share.

The ease of using UPI as a payment method is a benefit to businesses. It reduces cart abandonment rates and increases customer satisfaction.

We will examine how UPI can benefit businesses by accepting and disbursing payments.

Sign up now and start accepting payments securely with Easebuzz

With payment gateway businesses experience higher profits

Understanding how much a cost of payment gateway charges is crucial for increasing your profits.

Here’s what we mean.

A merchant discount rate (MDR) is a fee you pay to the payment gateway for each transaction with a customer. Interestingly, UPI transactions through apps like Google pay, Phonepe, or Paytm have a 0% merchant discount rate. As a result, businesses receive a higher profit since no MDR gets deducted from settlements.

Depending on the payment gateway in use, there may also be a one-time setup fee or an annual maintenance fee added to the MDR. However, Easebuzz does not charge its merchants any setup or maintenance fees.

Quick Reconciliation

When using UPI apps such as Google Pay. Paytm or PhonePe, you can easily interact with them, but reconciling them isn’t as easy. You must compare expenses and profits between each payment company and negotiate your payment.

With Easebuzz, you can reconcile your payments by viewing comprehensive dashboards that provide information about the day and time of each transaction, its amount, merchant discount rate, and net settlement amount. In addition, you can filter your Google pay, Paytm, and Phonepe transactions according to their settlement amount or period so that you can create custom reports.

As a final feature, the payment gateway dashboard also provides payment analytics; payment analytics can assist you in understanding transactions and accurately forecasting money flows.


1. How to increase Google Pay limit?

There are a few ways to increase your Google Pay limit:

  • Link your bank account. Linking your bank account will increase your limit to Rupee 1 lakh.
  • Verify your identity. Verifying your identity will increase your limit to Rupee 2 lakh.
  • Use Google Pay regularly. The more you use Google Pay, the higher your limit will become.
  • Contact your bank. If you still need a higher limit, you can ask your bank to increase it.

2. How much money can be transferred through Google Pay?

The maximum amount of money that can be transferred through Google Pay depends on a few factors, including your bank, verification status, and payment history. The default limit is Rupee 1 lakh, but you can increase it by linking your bank account, verifying your identity, and using Google Pay regularly.

3. What is the limit of Google Pay?

The limit of Google Pay is the maximum amount of money you can transfer in a single transaction. The default limit is Rupee 1 lakh, but you can increase it by linking your bank account, verifying your identity, and using Google Pay regularly.

4. How to check GPAY limit?

To check your Google Pay limit, you can follow these steps:

  1. Open the Google Pay app.
  2. Tap on the Profile icon.
  3. Tap on Payment Methods.
  4. Tap on UPI.
  5. Your limit will be displayed under the Transaction limit.

5. How much money can we send through Google Pay?

The amount of money you can send through Google Pay depends on a few factors, including your bank, verification status, and payment history. The default limit is Rupee 1 lakh, but you can increase it by linking your bank account, verifying your identity, and using Google Pay regularly.


The author writes about fintech, banking, and future of SAAS services. He works as an SEO analyst at Easebuzz, so if you're looking for an account that tracks India's fintech scene, you should check out his Easebuzz blog.